Financial Services and Strategies Your Goals By Design
OUR FINANCIAL SERVICES
From retirement planning to wealth management, Freedom First Retirement Design offers personalized strategies to help you achieve your financial goals with confidence.
Asset Protection
& Preservation
Financial strategies aimed at shielding an individual’s wealth from potential liabilities and maintaining its value for future needs or inheritance, respectively. We can integrate these services into a comprehensive plan to help ensure long-term financial security, risk management and effective wealth transfer.
Investment Management
We have a team of CERTIFIED FINANCIAL PLANNER® certificants and financial advisors to help you construct the portfolio that we believe will best help you reach your goals. We act as fee-based investment managers working to minimize risk while maximizing potential cash flow.
Legacy Planning
A reflection of values and wishes. We design a comprehensive approach to manage and distribute an individual’s estate the way they want it to happen. We work to ensure a smooth transfer of assets and secure the financial future of heirs and beneficiaries.
Retirement Income Planning
A personal after-work strategy to ensure a steady and sustainable income stream during your retirement years. We help clients manage their assets, expenses and potential risks to achieve financial stability in retirement.
Major Life Events
When milestones like retiring, opening a small business or paying for college are decades away, you might not feel any urgency to seek professional finance advice. But it’s a very different story when major life events occur that require immediate financial decisions. These types of decisions can make or break your financial future, and experienced guidance can help.
IRA & 401(k) Guidance
Strategic advice on retirement account contributions, investment choices and withdrawal strategies, all to help clients maximize their retirement savings and ensure a secure financial future.
Sale of Appreciated Assets
We can help clients navigate the sale of appreciated assets by offering strategies to minimize taxes, maximize returns, and align the transaction with overall financial goals. We can provide guidance on timing, charitable giving options, and reinvestment opportunities tailored to the client’s needs.
Roth Conversions
Roth conversion planning involves transferring traditional retirement account funds into a Roth IRA to take advantage of tax-free withdrawals in retirement. This can be one option to help optimize a client’s tax strategy and enhance post-retirement financial flexibility.
Social Security Strategies
A personal strategy for the timing and method of claiming Social Security benefits to maximize lifetime income. We make sure clients leverage this government program effectively as part of their overall retirement strategy.
Tax-Efficient Strategies
This involves optimizing financial decisions and investments to minimize tax liabilities and maximize after-tax returns. We want to help clients enhance their overall financial efficiency and retain more of their wealth.
High Net Worth Planning
We start by developing customized strategies to grow, protect, and transfer wealth. We can also help ensure financial plans reflect personal values and long-term goals.
Long-Term Care
Preparation for potential future health care needs that require extended personal and medical care. We can look at ways to integrate this into a client’s financial strategy to protect assets and provide for quality care in older age or during chronic illness.