On Monday, March 10, the stock market experienced its worst drop of 2025, prompted by uncertainty around U.S. tariff policy and fears of a possible recession1.
The S&P 500 fell 2.7%, the Dow dropped 890 points, and the Nasdaq declined 4%1.
On Tuesday, the market continued to slump.
These events have stirred concerns about a potential trade war, inflation and depressed economic growth, leaving many individuals and families wondering how this may impact their financial or retirement outlook.
It’s important to remember that market fluctuations are a normal part of investing.
While these shifts can feel unsettling, your retirement plan should be designed to weather volatility and align with your goals.
At Freedom First Retirement Design, we focus on helping mitigate risks during times of uncertainty by considering long term, diversified strategies. History shows that markets tend to recover from short-term disruptions.
We’re actively monitoring the situation in the news and working with our clients to make adjustments when necessary. Whether through rebalancing or diversification, our priority is to help ensure you stay on track with your retirement objectives.
If you are a current client and have any concerns or would like to discuss how this might impact your plan, we’re here to help. Simply reply to this email and we will reach out to you to set up a time to meet.
And if you don’t currently have a financial advisor but are feeling uncertain, we’d be happy to help — just reply to this email to set up a time to talk.
Staying focused on the bigger picture is key, and we’re here to help guide you through every step of your financial journey.