Investment Management
At Freedom First Retirement Design we have a team of CERTIFIED FINANCIAL PLANNER™ certificants and Financial Advisors to help you construct the investment portfolio that we believe will best help you reach your goals. We act as fee-based investment managers using a combination of stocks, bonds, mutual funds, ETF’s, and annuities in concert together to minimize risk while maximizing potential cash flow.
Our Philosophy & Approach to Investment Management for Retirement Income & Savings
We’re specialists in managing investments to generate tax-efficient retirement income
There are plenty of firms that manage money, but very few have our depth of experience in managing money for the purpose of generating tax-efficient retirement income.
If you’re in or nearing your sixth decade of life, you undoubtedly want to use your savings to generate a stable dependable stream of future income and hold onto your principal. Asset growth may still be important, but this objective usually takes a back seat to income generation and wealth preservation.
In our opinion, managing investments for retirement income should be based on a holistic view of your personal finances. We’ll help you determine the return you’ll need on your investments and set performance targets in the context of Social Security benefits and any corporate pension income you might receive. You’ll learn how much investment risk you’ll be taking and make sure it falls within your comfort zone. If you’re a conservative investor, as most pre-retirees and retirees are, we’ll help you limit your exposure to market volatility and prioritize investments that offer guarantees or limit the loss of principal. These strategies can add longevity to your investment portfolio so it can produce income for the rest of your life. The last thing you want is to be worried about running out of money instead of enjoying retirement.
Is Your Retirement Portfolio Exposed to Too Much Risk?
You may be more aggressively invested right now than you realize. Many of the people we meet for the first time have investments that are misaligned with their risk tolerance. The remedy is usually pretty straightforward. Simple changes can result in fewer fluctuations in performance and produce more consistent, reliable returns.
By talking with us, new clients may discover their finances are in better shape than they expected. They’re delighted to find that they are on a good path for retirement and sometimes they have saved enough for retirement to be able to rely entirely – or almost entirely– on low-risk investments. It’s welcome news for good savers.
We understand you have worked hard for your money. We strive for measured yet steady performance. You won’t find us investing your money in the latest hot stock or investment fad. We’re fans of traditional asset classes with proven track records.
All investors want to have confidence in the people who manage their money. Our advisors have a fiduciary duty to make recommendations that are in your best interest. They’ll win your trust with their knowledge and professionalism, as well as their sincere interest in your financial security.
