Tariff Impacts on the Stock Market
On Monday, March 10, the stock market experienced its worst drop of 2025, prompted by uncertainty around U.S. tariff policy and fears of a possible recession1. The S&P 500 fell 2.7%, the Dow dropped 890 points, and the Nasdaq declined 4%1. On Tuesday, the market continued to slump. These events have stirred concerns about a […]
Bleak outlook for the Stock Market?
The current financial landscape presents a challenging outlook for the stock market, prompting investors to explore alternative strategies for securing their retirement. Notable financial experts and institutions have expressed caution regarding future market returns. Warren Buffett’s Berkshire Hathaway has accumulated a record $325 billion in cash reserves, surpassing the combined reserves of major tech companies. […]
Are We Headed for Another Lost Decade? What Experts Are Saying
Recent market trends have fueled concerns that we may be entering another “lost decade” for stocks, where returns remain stagnant or significantly below historical averages. Experts, including Goldman Sachs and Warren Buffett, are voicing caution, pointing to high valuations, rising interest rates, and economic uncertainty as potential barriers to strong market performance. Goldman Sachs’ Grim […]
Keeping Up with Tech in Retirement
Technology moves so fast that, at times, it can feel like it’s passed you by. Maybe it’s when your grandchild asks you if you know about the latest dance on TikTok or when a neighbor tells you how his “smart fridge” alerted him that he was out of eggs. When you’re retired, and you’re not […]
Impact: The Affordable Care Act
Will The new administration attempt to roll back the Trump Attempt to roll back the Affordable Care Act? The Affordable Care Act is not a retirement benefit program, but it does provide an important coverage bridge to Medicare for older adults who have not yet reached age 65 and don’t have employer-sponsored insurance. This year, […]
Impact: Drug Reform Moving Forward
Will the new administration pursue changes to the recent prescription drug reform? While certainly controversial one of the Biden administration’s legislative pieces is the Inflation Reduction Act. The law contained important reforms to Medicare’s Part D prescription drug coverage that protects seniors who experience high drug costs for serious illnesses and chronic diseases. It capped […]
Action To Take In 2025
Are you feeling ready for 2025? Seven in ten (71%) say they are optimistic 2025 will be better than 2024, according to Ipsos Predictions Survey 2025. That’s good news. But if you’re one of the many people who are concerned (or persistently worried sick) about your financial situation, there are ways to take control — like […]
Retiring In 2025? Dollars & Common Sense
Only you can know if you’re ready for retirement in 2025. If you’re 60 or getting there, retirement is no longer a hazy concept in the distance. It’s a real deadline. In five or six years, or maybe just a year. Or six months. Or even six weeks. You are going to leave your full-time […]
Impact: DOL Fiduciary Rule Moving Forward
Will the new administration eliminate the Department of Labor Fiduciary rule that was to have been passed in 2024 and what it means to you? The Trump administration could roll back the Department of Labor’s fiduciary rule that protects investors’ best interests around IRAs. Money that you save in a 401(k) is protected by the […]
Economic Policies on Retirees
What will the new administration’s tax and economic policies mean for retirees? Changes to tax policy under the Trump administration and the macroeconomic environment could also have implications for retirement planning. The current income tax rates under the Tax Cuts and Jobs Act of 2017 expire at the end of 2025. A decision to extend those […]
